Why You Should Consider Purchasing Long-Term Care Insurance: As we age, the likelihood of needing long-term care increases, whether that’s in-home care, assisted living, or a skilled nursing facility. The costs of these services are rising, and without long-term care insurance (LTCI), you could face substantial financial burdens. Here are 5 reasons why purchasing LTCI is a smart decision: 1. Long-Term Care is Expensive The costs of long-term care can quickly drain your savings. A skilled nursing facility stay can cost $100,000 or more per year, and in-home care and assisted living are also expensive. LTCI helps cover these costs, protecting... Read More