One of the greatest gifts you can give yourself and your family as you get older is the peace of mind that comes from being prepared. Long-term care insurance provides this security by ensuring that, should you need help with daily activities or extended care, you have the resources to access quality services without delay. This removes the uncertainty and stress that often accompanies unexpected health events in later life.
Purchasing long-term care insurance earlier is especially wise because it’s typically more affordable and easier to qualify for coverage while you’re still healthy. Policies often include inflation protection, so... Read More

Protect Your Assets

Retirement should be a time to enjoy the fruits of your labor, not to worry about the high costs of care that may arise later in life. The reality is that long-term care can be extremely expensive, with annual costs for nursing homes reaching nearly $100,000 or more, depending on where you live. These expenses can quickly deplete even a well-planned retirement nest egg, leaving little behind for your spouse or heirs. There are also tax benefits by having a plan in place. Many of the new policies will pay you back if... Read More